This Privacy Statement describes how Smart Mortgage LLC dba Smart Mortgage uses the information you provide.

INFORMATION GATHERED

You may choose to provide information about yourself in order to be contacted by Smart Mortgage LLC dba Smart Mortgage or receive a response to your question or inquiry. Such information may include the following:

• Your name
• Your company name
• Contact information including an email address
• Other information you choose to provide via a telephone call, letter or e-mail use.

USE

Primarily, the information you provide will be used to contact you. By providing information to UMortgage LLC dba UMortgage through this Website, a telephone call, an e-mail or letter, you authorize UMortgage LLC dba UMortgage to engage in the following uses of your information:

• to improve its products and services
• to periodically market its products and services, telemarket its products and services, and send promotional emails and advertisements
• to contact you

SECURITY

Smart Mortgage LLC dba Smart Mortgage has measures in place directed to safeguarding the information you provide. Such measures include, but are not limited to, implementing policies and procedures regarding data security. Please note, no data transmission over the
Internet or any wired or wireless network can be guaranteed to be 100% secure. Smart Mortgage LLC dba Smart Mortgage recommends you do not send any confidential information and/or nonpublic personal information by e-mail. If you choose to send confidential
information and/or nonpublic personal information to Smart Mortgage LLC dba Smart Mortgage via e-mail, you accept all risk that such information may be intercepted by a third party.

WEB TECHNOLOGIES

experience. Assigning a cookie to your computer does not provide Smart Mortgage LLC dba Smart Mortgage access to your computer or any of the information contained on your computer and your computer is not harmed by Smart Mortgage LLC dba Smart Mortgage use of
cookies. Most web browsers afford you the option of modifying your settings to reject cookies should you choose. However, declining cookies may interfere with your ability to take full advantage of the features of this Website.

CHANGE IN CONTROL

Your information may be transferred in connection with a sale, merger, transfer, exchange or other disposition (whether assets, stock or otherwise) of all or a portion of the business of Smart Mortgage LLC dba Smart Mortgage . You will have the opportunity to opt-out of further
secondary use of your information following any such change in control.

THIRD-PARTY LINKS

You might find links to third party websites on this Website. These websites should have their own privacy policies which you should read and understand before using their site. Smart Mortgage LLC dba Smart Mortgage does not accept any responsibility or liability for their
policies or for the security of information you submit through a third-party website whatsoever as Smart Mortgage LLC dba Smart Mortgage has no control over third-party websites.

CHANGES TO OUR PRIVACY STATEMENT

Website and the services available through it, after the date of any change to this Privacy Statement, including accessing the Website, you agree and acknowledge acceptance of the Privacy Statement in its most current version.

TERMS AND CONDITIONS

Please see the Smart Mortgage LLC dba Smart Mortgage Terms of Use Statement for other details that are applicable to and regard your use and access of this Website here.

AGREEMENT

By using this Website, you agree to Smart Mortgage LLC dba Smart Mortgage Privacy Statement and to the use of the information Smart Mortgage LLC dba Smart Mortgage receives and collects as stated herein and in ways Smart Mortgage LLC dba Smart Mortgage may notify you of in the
future. By providing any personal information to this site, you acknowledge that you fully understand and consent to the collection and processing of such information. Smart Mortgage